FR€€ CYB£RDO$H CHART - 2008 VERSION
|
Item
description
|
Actual
|
Essential
|
Target
|
| Rent or mortgage | |||
| Council tax & water rates | |||
| Home, contents, life, health insurances etc | |||
| Electricity | |||
| Heating (gas / oil / coal) | |||
| Telephone (landlines & mobiles) | |||
| Internet connection | |||
| Television Licence | |||
| Satellite / Cable television | |||
| Food / Groceries | |||
| Alcohol | |||
| Cigarettes (20 per day is about £1600 a year in UK) | |||
| Toiletries | |||
| Travel - bus, taxi, train fares etc outside of work | |||
| Work related expenses - lunchs, child care, parking, travel | |||
| Car - Insurance, Road Tax, Servicing, MOT | |||
| Car - fuel | |||
| Hire purchase / loans / credit card repayments | |||
| Lottery & Gambling (including bingo, scratch cards etc) | |||
| Hobbies & Sports | |||
| Entertainment & socialising - pub, cinema, CDs & DVDs (inc. hire) | |||
| Presents for the family (Birthdays, Christmas, Easter etc) | |||
| Holidays | |||
| Health - including prescriptions, supplements, gym etc | |||
| Beauty - including hairdressers, sauna, sunbed, barbers | |||
| Clothing & Footwear | |||
| Pets & Vets | |||
| Pocket Money for children | |||
| Regular Savings & Investments | |||
| Home Improvements | |||
| Bank Charges | |||
| Newspapers, magazines & books | |||
| Everything else | |||
| eBid Online Auctions | |||
|
Total
|
|||
|
Deduct
regular income / salary / wages
|
|||
|
Balance
|