Secret diary of Shona Prophett

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THE SECRET DIARIES OF SHONA PROPHETT

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British Web Shop - I shop here because I'm always sure of picking up a bargain. And let's face it - living on £4000 for a full year means I NEED BARGAINS

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Tesco is currently ranking #1 in my book for groceries & general household bargains!

Shona Prophett writes for pleasure, entertainment value and payment only. Nothing within her writing should be taken as financial advice and she removes herself from any responsibility whatsoever for anything. This is NOT financial advice, it is simple reading material.

Jan 07	Feb 07	Mar 07	Apr 07	May 07	Jun 07
Jul 07	Aug 07	Sep 07	Oct 07	Nov 07	Dec 07

November 2007 - Month Eleven of the Cyberdosh Challenge

Nothing written within these pages should be construed as financial advice. These entries are purely the writings of Shona Prophett, in the form of a day to day diary.

Date	Explanation	Total
		-£3,272.28
01 Nov 07	£727.27 left to live off and budget for the Christmas celebrations. I have exactly 9 weeks to go and presents to buy for 9 adults and 5 children. I've joined eBid! I've won my first eBid online auction! Feel free to join me there as a buddy. Today also saw the first official announcement of the 2008 challenge and WOW! I have already agreed to participate and document my progress but 2008 looks set to be even more challenging than this year!	727.27
01 Nov 07	Current shares value The TAD shares have risen over 30% since 16th October!	+£1023.98
01 Nov 07	Groceries - special offers and BOGOF items only! In case anyone wonders about the rounded figures, I always now make it up to the nearest 50p and save the spare change. This will get counted next month as it's for a particular present. I also paid £2.00 (including) post & packaging for my first ever item won on eBid and it's good enough to use as a present! It's an amethyst pendant! :)	-24.50
02 Nov 07	Paid for items I won on eBid! 3 items including P&P	-6.50
03 Nov 07	Won another 8 auction items on eBid, all from one seller, so saving on the P&P. It's £7.72 for all the items and I now need to wait for an invoice to see how much the postage will be.
05 Nov 07	So far, I have won 15 auctions and have another 7 bids in awaiting auction ends. Total paid out to date is £21.11 for 11 items, so my budget is now sitting at £90.06	-21.11
06 Nov 07	Groceries, including BOGOF Sugar Puffs and half price chicken fillets and, err... 5 Mars Bars for 99p	-14.71
	Christmas goods - 3 large selection boxes	-4.50







	Total spend to date =
	Less shares value =
	Balance =
update 03/11/07	I have £696.72 cash remaining to last me until 31st December 2007 if I do not want to cash in all my shares.

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Cyberdosh, to whom I am grateful, is sponsoring this year long financial experiment to the tune of £4000.00 I get to keep any surplus and I get to keep any gains I may make.

www.Cyberdosh.com

Cyberdosh is all about the money and how you can become a financial wizard on a shoestring budget.

www.Cyberdosh.info

Cyberdosh has 3 websites - the main .com site, the .info site for information and the .co.uk auction site for all you bidding, budding, get an unbeatable bargain, entrepreneurs and spendthrifts. (My fave place to browse at the moment.

www.Cyberdosh.co.uk

Don't be a wimp - If I can do it, then anyone can! Read my Cyberdosh Savers column HERE

MY HERO

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