#Household Budgets

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The Frugal Living Challenge is an adaptation of my original 'Living on £4,000 for a Year' challenge, which has been running online since 2007. Join our frugal living experts now.

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It's almost the end of the first month into our 2016 frugal living challenge - how are you doing?

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So, did you enter January full of good intentions to eat less, exercise more and cut back on non-essentials? If the answer’s ‘Yes’ and you’ve been holding out for the month to end, hang on in there!

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The world, according to Frugaldom, is a complete package. We have all we need to create all that we want and if we break it, we have the wherewithal to fix it. Nothing is fake, everything is real - just take the time to look into this amazing frugal bubble that is our world. It's like the life of pie!

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We have welcomed many new members to the Frugal Forums where the day-to-day trials and tribulations of we challengers are published. We set our sites on living more frugal, self-sustainable and healthy lifestyles while pursuing, achieving and maintaining debt freedom. We have analysed our spending, studied our budgets and set out our goals, now let the frugal games begin!

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The Frugaldom annual grocery challenge is based on a maximum of £1 per person per day for all meals, so 2016 presents us with £366 per adult, as it's a leap year.

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It's the final countdown! Winter solstice has arrived, we're about to see out the shortest day of the year and Christmas is almost here! Today I made snow sprinkled marzipan berries, a clove pomander and a cinnamon & berry horseshoe garland.

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The festive season is upon us and it's almost time to make the traditional Scottish clootie dumpling - but has anyone tried the super-fast, easy recipe for microwave dumpling?

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With 10 days remaining until Christmas Eve, we are now decorating indoors after getting the first decorations onto the big festive fir tree at Frugaldom.

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Weather comes to us free in every way, shape and form possible. Here in Scotland, we can get everything in the one day - rain, hail, sleet, snow, fog, wind and sunshine. We can't control the weather but we can prioritise our spending to weather any financial storms. smiley