#Household Budgets

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A few days of glorious weather has put some sun on ponies' backs, helped with tree planting, dried out the ground a bit and even seems to have encouraged the wildlife. But beer-making? What's that all about, I hear you ask?

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Following a frugal regime during winter is never easy. It doesn't matter what anyone thinks or who agrees or disagrees with our lifestyle choices, it's always around February that we could happily crank up the heating and throw extra logs on the fire... or else pack up and head for warmer, drier climes!

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Homemade Spicy Courgette Soup - With many household budgets being stretched to the limit, food is something that we cannot afford to waste, nor should we tolerate it! This is one in a series of recipes provide by our soup dragon here in Frugaldom - it can cost less than 5p per serving to make and can easily be frozen in recycled margarine tubs for later use.

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Home ownership for first time buyers can be a daunting prospect so this is a little bit about how frugal living can help you save to buy a house, or even save to rent to buy a house! The lifestyle affords the luxury of saving more of your cash for your dream home.

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Quit spending on stuff you don't need! I cannot repeat this often enough! It is the number one cause of being skint, no matter how much or how little money you have coming into your household. Frugal living is about HOW you allocate your budget.

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Clean, safe drinking water is an absolute essential, so I have been wondering how to get it at Frugaldom when we are entirely off the grid, off the mains and off the idea of spending thousands of pounds drilling a well, installing pipes or fiddling with filters.

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2016's frugal living challenge budget here is, once again, £4,000 for the year. This is a comfortable amount and allows for every other available penny to be saved, spent or invested elsewhere. How it is done is no mystery and nobody ever died from saving too much, nor from sharing such knowledge freely, did they? So let's go...

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The Frugal Living Challenge is an adaptation of my original 'Living on £4,000 for a Year' challenge, which has been running online since 2007. Join our frugal living experts now.

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It's almost the end of the first month into our 2016 frugal living challenge - how are you doing?

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So, did you enter January full of good intentions to eat less, exercise more and cut back on non-essentials? If the answer’s ‘Yes’ and you’ve been holding out for the month to end, hang on in there!

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